💸States Confront Budget Squeeze Amid Slowing Revenues and Rising Pension Costs

Fiscal Policy
State Finance

After years of pandemic‑era surpluses, states face a sharp slowdown. NASBO reports general‑fund growth of just 3.2%, Moody’s stripped the U.S. of its AAA rating, and capital‑gains tax receipts have cratered—leaving California and New York with multibillion‑dollar gaps. Rainy‑day funds are shrinking for the first time in a decade, while under‑funded pensions like Illinois TRS slipped below the 60% “critical” line.

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Why This Matters

Your Services:

Budget gaps threaten K‑12 funding, Medicaid eligibility, and road maintenance in your state.

Your Taxes:

Shrinking reserves and credit downgrades raise borrowing costs that could translate into higher taxes or fees.

Your Retirement:

Pension shortfalls imperil benefits for millions of public‑sector workers and retirees.

Your Economy:

State spending cuts can drag on local job growth just as the national economy cools.

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