HELPER Act of 2025
The summary
What this bill does
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Legislative timeline
From introduction
Mar 14, 2025
Introduced & referred to committee
Congressional support
Sponsors & Cosponsors
U.S. Representative - FL District 5 · R-FL
126 cosponsors
U.S. Representative - NJ District 12 · D-NJ
U.S. Representative - NY District 2 · R-NY
Member of Congress · D-NJ
U.S. Representative - California District 20 · D-CA
U.S. Representative - CA District 22 · R-CA
U.S. Representative - PA District 3 · D-PA
U.S. Representative - MA District 9 · D-MA
U.S. Representative - PA District 9 · R-PA
U.S. Representative - CA District 24 · D-CA
U.S. Representative - CO District 7 · D-CO
U.S. Representative - PA District 16 · R-PA
U.S. Representative - CA District 20 · R-CA
+ 114 more cosponsors
Roll-call vote
The vote, by member
The vote, by member
VERSION CHANGES
What changed,
and where.
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Bill Metadata
| Congress | 119 |
| Bill Type | HR |
| Bill Number | 2094 |
| Origin Chamber | House |
| Current Status | Referred to the House Committee on Financial Services. |
| Policy Area | Finance and Financial Sector |
| Primary Committee | Not assigned |
| Introduced | March 14, 2025 |
| Latest Action | March 14, 2025 |
| Cosponsors | 127 · House vote — · 1 views |