Ian becomes Florida’s recovery test for insurance, housing and FEMA aid

Hurricane Ian made landfall near Cayo Costa, Florida, as a Category 4 hurricane with sustained winds of 150 mph on September 28, 2022. NOAA NCEI lists Ian at about $119.6 billion in CPI-adjusted damage and 152 deaths, making it one of the costliest U.S. hurricanes on record. President Joe Biden approved federal disaster aid for Florida, but the recovery also exposed the limits of insurance coverage, affordable housing, and local rebuilding capacity.