No-tax deductions for tips, overtime, and auto loan interest expire

Three headline OBBBA tax provisions expire simultaneously: (1) No Tax on Tips — tip income becomes fully taxable again; (2) No Tax on Overtime — overtime pay fully taxable again; (3) No Tax on Auto Loan Interest — up to $10,000 auto loan deduction ends. Extra $6,000 Senior Standard Deduction also reverts to $2,000 per senior. Trump Account federal seed deposits ($1,000 for newborns) end for children born after December 31, 2028. CBO projects 8.6 million more uninsured.