True or False: Enhanced ACA subsidy expiration hits people with employer-sponsored health insurance.

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False. Enhanced ACA subsidies only affect people who buy insurance through Healthcare.gov or state marketplaces. Workers with employer-sponsored insurance don't use these subsidies and won't see premium changes when subsidies expire. The 22 million affected enrollees are self-employed workers, early retirees before Medicare eligibility, people whose employers don't offer insurance, and part-time workers. This distinction matters because it shows the subsidies target a specific population—people caught between employer coverage and government programs like Medicaid or Medicare. The expiration debate centers on whether this group deserves continued federal help affording private insurance.

True or False: Enhanced ACA subsidy expiration hits people with employer-sponsored health insurance.

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