Which group saw the biggest premium benefit under the American Rescue Plan zero-dollar premium provisions?

Question

Accepted Answer

The American Rescue Plan provided the most generous subsidies for the lowest-income Americans: those earning at or below 150% of the federal poverty level (about $19,300 for an individual or $39,750 for a family of four in 2021). People at this income level could enroll in a Silver plan on the marketplace with zero-dollar premiums. This zero-dollar premium provision was the most visible benefit of the ARP and represented a fundamental shift in who could afford health insurance. Before the ARP, even very poor people often could not afford marketplace plans. Now, someone earning near the poverty line could get comprehensive health insurance at no monthly cost. However, zero-dollar premiums only applied to Silver plans (the mid-tier plan). People could still upgrade to Platinum or Gold plans for an additional charge, but the baseline Silver coverage was free.

Which group saw the biggest premium benefit under the American Rescue Plan zero-dollar premium provisions?

Explanation

Sources

Related Questions

PRINCIPLE

EXPLORE

RESOURCES